Privacy Policy

Effective Date: January 1, 2025  |  Last Updated: January 1, 2025

JBRA LLC ("Company," "we," "us," or "our") respects your privacy and is committed to protecting the personal information you share with us. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you visit our website at thejbra.com (the "Site") or interact with our services.

Information We Collect

Personal Information You Provide

When you submit a form on our Site, contact us via email, or otherwise interact with us, we may collect the following types of personal information:

  • Name (first and last)
  • Email address
  • Phone number (if provided)
  • Company name
  • Information about your business and funding needs
  • Any other information you choose to provide in your message

Automatically Collected Information

When you visit our Site, we may automatically collect certain information about your device and browsing activity, including:

  • IP address
  • Browser type and version
  • Pages visited and time spent on each page
  • Referring website or source
  • Device type and operating system

How We Use Your Information

We use the information we collect to:

  • Respond to your inquiries and provide the services you request
  • Communicate with you about our lending products and services
  • Send marketing and promotional communications (where you have opted in)
  • Improve our website, services, and customer experience
  • Comply with legal obligations and protect our rights

Sharing of Information

We do not sell your personal information to third parties. We may share your information with:

  • Service providers who assist us in operating our website and conducting our business (subject to confidentiality obligations)
  • Professional advisors, such as attorneys and accountants, as needed
  • Law enforcement or government agencies when required by law

No mobile information will be shared with third parties/affiliates for marketing/promotional purposes.

All the above categories exclude text messaging originator opt-in data and consent; this information will not be shared with any third parties.

SMS/Text Messaging Communications

If you opt in to receive SMS/text messages from JBRA LLC through our website contact form, you consent to receive recurring marketing and promotional SMS/MMS messages from JBRA LLC, including offers, updates, and information about our financial products and services, which may be sent using an automated telephone dialing system (ATDS).

By opting in, you understand and agree to the following:

  • Message Frequency: Message frequency varies; you may receive up to 4 messages per month.
  • Message and Data Rates: Message and data rates may apply. Please contact your mobile carrier for details about your messaging plan.
  • Opt-Out: You may opt out of receiving SMS messages at any time by replying STOP to any message you receive from us. After opting out, you will receive a one-time confirmation message and will no longer receive promotional SMS messages from JBRA LLC.
  • Help: For assistance, reply HELP to any message you receive from us, or contact us at eric@thejbra.com.
  • Consent Not Required: Consent to receive SMS messages is NOT a condition of purchase. You may use our services without opting in to text communications.

Data Security

We implement reasonable administrative, technical, and physical safeguards to protect your personal information from unauthorized access, use, or disclosure. However, no method of electronic storage or transmission over the Internet is completely secure, and we cannot guarantee absolute security.

Cookies and Tracking Technologies

Our Site may use cookies and similar tracking technologies to enhance your browsing experience. You can manage your cookie preferences through your browser settings. Disabling cookies may affect certain features of the Site.

Third-Party Links

Our Site may contain links to third-party websites. We are not responsible for the privacy practices or content of those sites. We encourage you to review the privacy policies of any third-party sites you visit.

Children's Privacy

Our Site and services are not directed to individuals under the age of 18. We do not knowingly collect personal information from children. If you believe we have inadvertently collected information from a child, please contact us so we can promptly delete it.

Changes to This Policy

We may update this Privacy Policy from time to time. Changes will be posted on this page with an updated effective date. We encourage you to review this policy periodically.

Contact Us

If you have questions about this Privacy Policy or our data practices, please contact us:

JBRA LLC
720 Darden Pl
Nashville, TN 37205
Email: eric@thejbra.com